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What to Do If Your Car Keys Are Stolen

The loss of your car keys can be a frightening experience. Make sure to take a deep breath prior to panicking and check your pockets, bags and your immediate surroundings.

In contrast to the past, when losing or misplacing a car stolen with keys in it key wasn't much of a big deal, modern keys must be deactivated by a locksmith or a dealer to avoid theft.

Report it to the Police

Losing your car keys can be an unsettling and stressful experience. It can interrupt your day, disrupt your plans and even cause you to incur additional expenses. If your keys have fallen out of your pocket, or you've misplaced them, there are some ways to avoid further issues and ensure your safety.

You should first try to remain calm. This could cause confusion and make it more difficult to come up with an answer. Take a deep breath, and take a careful look in your purse, pockets or handbag for keys. Also, if you lost your keys at work or in a public area and you are in a public place, ask someone to check if they found it. Additionally, if you have spare keys in your home, make sure to give them a thorough look.

Once you have checked all the obvious places where keys might be, it's time to report the incident to the police. The earlier you report the incident, the more effective. This will ensure that a police report is made and can assist with your insurance claim later on.

You can complete an online crime report with the NYPD. You'll need your vehicle registration number as well as some other details in order to complete the report. Once the report has been filed, it is inserted into NCIC records and the state auto theft computer files. This will deter others from trying to sell or obtain a new title for your stolen vehicle.

It is also advisable to contact your insurance company to report the loss of your spare key. This will allow them to begin the claim process and may even pay any additional expenses you incur as a result of your keys being lost. In addition your insurance agent may guide you on additional security measures that can reduce the risk of having your car stolen in the future. This could include an immobiliser for your car or tracking devices which can be linked with your key fob, smartphone apps or the car key fob.

Find a replacement key

Losing things is a common event in our busy lives. Whether it's your debit card, your favorite pair of sunglasses or car keys - losing them can throw a wrench into your plans and may seem like the end of the world.

Luckily, it's not a huge deal to acquire an alternative key for a vehicle that has been stolen. There are a variety of choices when it comes time to purchase a replacement key. It all depends on the type of keys your vehicle has.

You can contact your dealer or an auto locksmith for a new key. Dealers may charge more however they can complete the task quickly. They will also be able to use your vehicle's VIN number to ensure that the new car key is linked to your specific vehicle.

You can find a locksmith that can do the job for much cheaper than a dealer if your car is older, and still uses a mechanical key. The locksmith can create the key on-site and even modify your old key to make it ineffective.

You may need to go to the dealer to purchase keys for a more modern vehicle equipped with transponder chips or a remote-keyless chip. The dealer will need to be aware of the model and make of your vehicle what to do if car key is stolen match the key to it.

Always have a spare key in case you lose your primary key or are unable to start your vehicle for any reason. Also, you should look in places you would not normally search for keys, like inside pockets of your jacket or pants, or in the bag you carry to work. If you're unable to locate your keys, you should consider purchasing the GEICO roadside emergency service plan. This will give access to an auto locksmith network that is nationwide which can assist you in getting back on the road in a hurry. These policies could save you money and stress in the event that your car keys get lost or stolen.

You can file a claim with your insurance company

The loss of your car keys could be a source of panic. Your plans to order pizza, change into comfy sweats, and binge-watch your favorite show are suddenly thrown off the rails. After a brief moment of dismay it's likely that you'll settle down and begin to think about what to do if your car keys get stolen happened. This is when you have to remember to call the police. Not only will they give you a crime reference number that could help you locate your keys, but it will also make your insurance company aware of the incident and offer you suggestions on how to proceed in making a claim.

Most auto policies will cover the cost of a locksmith or will reimburse you for the cost of a key replacement made by your dealer. If you have roadside assistance insurance, your insurer is likely to help with finding the key. Keep the police report, as well as any receipts related to the incident. Your insurer may ask to review these documents. It is an excellent idea to keep the name and phone number of everyone you speak with at your insurer, as well as copies of any documents they request.

You should also inform your insurance company so that they can be vigilant for any indications of a theft attempt. If you wait too much, someone could try to use the key that is not present to gain access into your vehicle. They could leave scratches on your door or ignition.

As more cars are being equipped with smart key technology that is why it is more important to be alert about the location of your car keys and keep a spare key on hand just in case. However, if you have lost your keys, the following tips will help ensure that it does not ruin your evening or the rest of your day.

Change Your Lock

We've all experienced the feeling of losing our keys. It's the end of an extended day, you're exhausted and want to get home to change into your comfy sweats, grab some pizza and on your favorite show. You get to your car, only to realize that your keys aren't to be found. The panic sets in.

You should contact a locksmith as well. While your initial reaction might be to call your insurance company, they could provide you with a new key. Depending on the type of car you have and the locks on it they could either replace your keys or replace them. If your car is equipped with an old-fashioned key locksmith can make an impression of the lock and cut an entirely new key immediately. If your car stolen keyless entry is more advanced and has a key-fob you will need to visit a dealer to get the new key programmed.

Rekeying your locks is a great idea, as it will ensure that no one else has access to your spare key. This is especially crucial if you're concerned that your lost keys may have been stolen along with your purse or wallet. This will prevent your sensitive information from ending up in the wrong hands, and putting you at risk of identity theft.

A locksmith can charge anywhere from $20 to $75 to reset your locks. Read reviews before hiring a Locksmith, as they are not all made identical. You should ensure that they have the right equipment and know-how for your specific type of vehicle.

The process of changing your locks after your vehicle is stolen could be a hassle and cost a lot of money but it's worth the peace of mind to know that no one else has access to your vehicle or your personal possessions. It's recommended to file a police report, as this will help in the search for your stolen property and could lead to the arrest of a criminal. Don't forget to declare the loss of your keys to your home insurance provider.